Courier Insurance Arizona

Arizona Courier Insurance – Programs Available From Numerous Vendors!

Do you need coverage for your box trucks? For the best programs available for Courier Insurance in Arizona on the market right now contact Pathway Insurance at 800-998-0662 Mon – Fri 9 AM to 5 PM CST.

As an independent agency, Pathway Insurance can provide you with free Arizona Box Truck Insurance Quotes from a number of insurance companies offering commercial trucking insurance.

That way you can choose the best coverage and prices being offered.

We offer Courier Truck Insurance in the following states: Arizona, Kentucky, Ohio, Indiana, Tennessee, Missouri, Wisconsin, Michigan, Texas, Colorado, New Mexico, Illinois, Florida, Georgia, and Maryland.

Click the chat window at the bottom-right to chat live with an agent before 5 PM, or select a location from the list below to launch our simple online quote request form any time day or night.

Arizona Courier Insurance – Why Should You Read Your Policy?

Why is it so important to read your Arizona Courier Insurance Policy? Let’s look at an example scenario to answer that question:

“Gullible” Gill O’Grady owns a small fleet of refrigerated trucks. He is known by his friends and employees as “Gullible” Gill because his kindness and willingness to see the best in people often leads him to be taken advantage of by unscrupulous and opportunistic people.

One day, while performing deliveries of frozen goods in one of his reefer trucks, Gill receives a phone call from his cousin, Frankie.

Cousin Frankie has been in and out of jail several times over the course of his life for theft, most notably for multiple cases of grand theft auto. Everyone in the family knows to be wary of Cousin Frankie. Everyone except “Gullible” Gill.

Cousin Frankie asks Gill if he can get a ride to the grocery store. Gill agrees to swing by Frankie’s apartment in between deliveries. After picking Frankie up, Gill tells his cousin that he just has to make one quick delivery stop before he can take Frankie to the grocery store.

Frankie stops at his next delivery, grabs what he needs from his truck’s freezer, and goes inside the business to drop it off.

When Gill returns, his truck is nowhere in sight.

“Could’ve sworn I parked here,” he says to himself.

Of course it turns out that Cousin Frankie had driven off with Gill’s truck. He intended to cross state lines and sell it under the table, but ended up totaling it while being chased by police.

“Gullible” Gill is unperturbed. He submits a claim to his insurance company for the lost truck, expecting a full reimbursement. Unfortunately, Gill’s out of luck.

Here’s how one commercial auto policy reads regarding theft of a covered truck:

This coverage does not apply to loss… Due to theft or conversion of your insured auto: a. by you, a relative or a resident of your household or an employee;

As you can see, Gill’s policy clearly excludes coverage for a truck that is stolen by a relative. Had Gill known this, perhaps he would have been a little more wary of picking up Cousin Frankie while on the job.